Terms of Use

1. General

1.1 These Terms form a legally binding agreement between you ("User", "you") and Reefvale ("Operator", "we", "us"), the owner and operator of the Website at https://reefvale.org.

1.2 The Website serves as an information and marketing platform that connects Users with third-party trading service providers ("Advertisers"). The Operator does not provide financial, investment or trading services directly.

1.3 The Operator may update these Terms at any time. By continuing to use the Website after any changes take effect, you agree to the updated Terms. We recommend checking this page from time to time.

1.4 If you have any questions about these Terms, please contact us at: support@reefvale.org

2. Eligibility

2.1 By using this Website, you confirm that you are at least 18 years old, or have reached the legal age of majority in your jurisdiction, whichever is higher.

2.2 You confirm that you are legally entitled to access and use the Website under the laws that apply in your country of residence.

2.3 The Website may not be available, or lawfully accessible, in every jurisdiction. You are solely responsible for ensuring that your use of the Website complies with all applicable local laws and regulations.

2.4 The Operator may, at its sole discretion, limit access to the Website in certain regions, including where this is required under applicable laws or regulatory requirements.

3. Nature of the Website

3.1 The Website operates solely as a digital marketing and informational platform. It allows Users to submit enquiries and register their interest in services offered by third-party Advertisers.

3.2 The Operator acts solely as an intermediary, providing the infrastructure that connects Users with Advertisers. The Operator does not directly sell, supply or deliver any financial, investment or trading services.

3.3 Any services, agreements or transactions that result from a User's connection with an Advertiser are governed solely by that Advertiser's terms and conditions. The Operator accepts no responsibility for those services or agreements.

3.4 The Website is not a financial platform, broker, exchange or investment adviser. Nothing on this Website should be taken as a solicitation or an offer to buy or sell any financial instrument.

4. No Financial Advice

4.1 All content published on the Website is provided for general information and promotional purposes only. It does not constitute financial, investment, legal or tax advice of any kind.

4.2 The Operator gives no representation or warranty as to the accuracy, completeness, currency or reliability of any information published on the Website.

4.3 Any performance information, testimonials or examples displayed on the Website relate to individual experiences only and do not guarantee the same results for every user. Past performance is not a reliable indicator of future results.

4.4 Before making any financial decisions, you should seek advice from a qualified, licensed financial adviser who understands your personal circumstances.

5. Account Registration

5.1 To access certain features of the Website, you may need to register an account by providing personal information such as your full name, email address and phone number.

5.2 You agree to provide accurate, current and complete information when registering, and to keep your account details up to date at all times.

5.3 You may hold only one active account at any time. Opening multiple accounts is strictly prohibited and may lead to the immediate suspension or permanent closure of all related accounts.

5.4 You are solely responsible for keeping your login details confidential. The Operator is not liable for any loss or damage resulting from unauthorised access to your account where this occurs because you did not take reasonable steps to protect your credentials.

5.5 You must notify the Operator immediately if you become aware of any unauthorised use of your account.

6. Prohibited Activities

6.2 If you breach any of these prohibitions, your account may be suspended or terminated immediately, and you may also be liable under civil or criminal law.

7. Intellectual Property

7.1 All content, design features, logos, trade marks, software and underlying code on the Website are the exclusive intellectual property of the Operator or are used under a valid licence.

7.2 Users are granted a limited, non-exclusive and non-transferable licence to access and use the Website for personal, non-commercial use only.

7.3 You must not copy, alter, distribute, sell, or otherwise use any content or materials from the Website for commercial purposes without the Operator’s prior written approval.

7.4 Any unauthorised use of the Operator’s intellectual property may lead to legal action.

8. Third-Party Services and Links

8.1 The Website may include links to third-party websites, platforms or services. These links are provided for your convenience only and do not imply any endorsement or recommendation by the Operator.

8.2 The Operator does not control, and is not responsible for, the content, accuracy, privacy practices, or availability of any third-party websites or services.

8.3 Any dealings you have with third-party Advertisers, including purchases, agreements or services, are solely between you and the relevant Advertiser. The Operator is not a party to any of these arrangements.

8.4 The Website may use third-party software, analytics and tracking tools. Any occasional service interruptions or delays caused by these third-party providers are beyond the Operator's control.

9. Privacy and Data Protection

9.1 Your use of the Website is also subject to our Privacy Policy, which forms part of these Terms by reference. Please review our Privacy Policy at Privacy Policy.

9.2 When you provide your personal information through the Website, you agree to it being used in accordance with our Privacy Policy, including being shared with Advertisers so they can respond to your enquiry.

9.3 The Operator handles personal information in line with applicable data protection laws, including, where relevant, the General Data Protection Regulation (GDPR).

9.4 If you believe your data has been used improperly, you must notify the Operator immediately at support@reefvale.org and fully cooperate with any subsequent investigation.

10. Limitation of Liability

10.1 The Website and all content on it are provided on an "as is" and "as available" basis, without any express or implied warranties of any kind.

10.3 Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot lawfully be excluded.

11. Indemnification

12. Governing Law and Dispute Resolution

12.1 These Terms are governed by, and must be interpreted in accordance with, the laws of the jurisdiction where the Operator is registered, without reference to its conflict of laws rules.

12.2 Any dispute arising from or in connection with these Terms is subject to the exclusive jurisdiction of the courts with authority in the country where the Operator is registered.

12.3 Where required under applicable local law, disputes may instead be resolved through the courts in the User's country of residence.

12.4 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply in full force and effect.

13. Miscellaneous

13.1 These Terms, together with the Privacy Policy and any other legal notices published on the Website, form the entire agreement between you and the Operator in relation to your use of the Website.

13.2 If the Operator does not enforce any provision of these Terms, this does not constitute a waiver of that provision or any other provision.

13.3 The Operator may transfer its rights and obligations under these Terms without needing your consent. You must not transfer your rights under these Terms without first obtaining the Operator's written consent.

13.4 Any electronic communication sent to the Operator will be treated as valid and legally binding correspondence.

13.5 These Terms are available in en and may be translated for information only. If there is any inconsistency between the English version and a translated version, the English version will take precedence.